The Healthcare and Municipal Employee
Retirement and Investment Planning Experts

We understand that everyone’s needs are different.  You may be planning for retirement or ready to start retirement or you may be saving for your children’s education.  Some of the ways we help our members include;

• Understanding your OMERS or HOOPP pension
  
  
• What you need to do now to retire comfortably in the future
• How to retire early
• RRSP’s vs. Nonregistered Investments
  
  
• Choosing the Right Investments
• Mutual Funds (through Worldsource Financial Management Inc.), GIC’s and Other Solutions
  
  
• Minimize Income Tax
  
  
• What to do with Sick Bank & Vacation Pay at retirement
  
  
• Education Planning
• RESP’s & Intrust Accounts
  
  
• Estate Planning
• Tax & Probate Strategies

Whatever your unique needs are, HMECU has the expert advice as well as the products and services to help you be successful.
Our experienced and professional staff are salaried employees (i.e. not on commission) of your credit union and therefore your best interest is our #1 priority. 

Graham Clark, Mutual Funds Advisor (905) 575-8888 Ext. 213

Mark Stanners, CFP Financial Planner (905) 575-8888 Ext. 214

Just a few minutes of your time could make the financial difference of a lifetime.
Please call (905) 575-8888 to book your appointment. (Ext. 23 for Graham or Ext. 214 for Mark)  

Worldsource Financial Mangement Inc., sponsoring mutual fund dealer. Additional Porducts and services provided though HMECU.