Mastercard® / Debit Cards
Everything from day-to-day expenditures to emergency expenses can all be handled with ease thanks to a Credit Union MasterCard from TCU (and administered by CUETS - CU Electronic Transaction Services). As an option on most cards, you can earn CHOICE REWARDS(r) points with every purchase, and they're redeemable for an extensive choice of merchandise or travel credit.
Credit Union MasterCard offers a world of choice, all with varying features and benefits...
* Platinum Class(r)
* Gold
* Low Fee
* No Fee CHOICE REWARDS(r)
* Student
There are some things money can't buy... for everything else there's MasterCard® .
*Note:
Effective October 1, 2007 your Credit Union MasterCard is accepted at more than 28 million locations worldwide, but there are a few places where it is not. When planning trips outside Canada, please be advised that transactions made in Iran, Myanmar (Burma), North Korea, Sudan and Cuba will be declined.
Click here for info on each card
Click here to apply for a Credit Union Mastercard®
Debit Cards
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Canadians are one of the biggest users of debit cards and ATMs in the world! At HMECU we understand the many benefits of using a debit card including:
- Access to your accounts from almost any ATM worldwide
- Debit transactions
- "Cash Back" during retail shopping
THE EXCHANGE® NETWORK

We are thrilled to be a part of THE EXCHANGE® ATM Network.
Members now have access to over 2,100 ATM locations across Canada, and over 180,000 across the U.S.A.
Just look for THE EXCHANGE® logo on ATMs at participating banks and credit unions across Canada, and you can do the following transactions without paying additional surcharges:
- Deposit cheques and cash
- Transfer funds between accounts
- Withdraw cash
- Check account balance
Surcharge fees are typically $1.50 to $2.00 and are charged when you are not using an HMECU atm. Now, you will never pay this fee when you use a bank or credit union that is also on THE EXCHANGE® NETWORK - we've agreed to never charge each other's cardholders surcharge fees. Members can also have access to their accounts (without a surcharge) when traveling in the U.S.A. at any ATM where THE EXCHANGE® logo is displayed.
You will continue to pay any HMECU account service charges not covered by your SuperMember service package plan which includes the normal Interac fee of $2.00 after your first 5 atm transactions (per month) done at other banks atms.
For a full list of THE EXCHANGE® Network ATMs, please visit www.the-exchange.ca and click on ATM LOCATOR. |