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Mortgages
Members interested in Mortgages are also interested in:

  • Loans, and Lines of Credit



  • HEALTHCARE AND MUNICIPAL EMPLOYEES' CREDIT UNION LIMITED makes financing a home easy. We'll help you get the mortgage you need, at rates you'll really appreciate.

    HEALTHCARE AND MUNICIPAL EMPLOYEES' CREDIT UNION LIMITED offers:
    • Pre-approved Mortgages
    • Same day approvals
    • Several interest saving pre-payment options: Such as
      • Yearly payment increase up to 25%
      • Yearly lump sum payment up to 10%
      • Double-up payments anytime
    • Terms from 6 months (open or closed) to 5 year (closed)
    • Variable rate option
    • Up to 95% financing (that's right only 5% down for qualified buyers)
    • Weekly, bi-weekly or monthly payments
    • Free convenient payroll deductions
    • Discount rates
    • Portability
    • No surveys required
    • Transfer your mortgage to the Credit Union for free!
    • 90 day rate guarantee
    • Apply by phone or E-Mail
    We service what we sell - your payments and questions will always come directly to your Credit Union for guaranteed personal service.


    The advantage of a pre-arranged mortgage...

    Before you start looking for a home, HEALTHCARE AND MUNICIPAL EMPLOYEES' CREDIT UNION LIMITED can arrange your mortgage financing. You're under no obligation and it's absolutely free. What it can do is save you a considerable amount of money when interest rates fluctuate. Based on your current financial situation and a satisfactory credit review, a pre-Arranged Mortgage tells you the amount you can borrow, at what interest rate (for the term you've chosen) and how much your payments will be. Combine this information with your down payment and you can shop with confidence for a home in your price range. Of course, the final terms and mortgage amount will be based on the value of the home you purchase, subject to a satisfactory property appraisal.





    Quick Rates
    Prime 4.75
    Loans From 6.75%
    Lines of Credit From Prime
    Mortgages From 4.75%
    Savings Accounts up to 2.00%
    GIC's up to 3.00%




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