OUR REGULAR SERVICE FEES

Monthly Package Fee

$6.95

N/A

Cheque Writing & EFT's 
(electronic fund transfers)

Free and unlimited
(no minimum balance)

$0.60 or Free with minimum
balance of $1,000.00

Our ATM's

Free and unlimited 

Free

Other institutions ATM's -
INTERAC†

5 Free, then $2.00 INTERAC (in Canada)  and $3.00 on the PLUS system (outside Canada)

$2.00 INTERAC  and $3.00 PLUS

Direct Payment (P.O.S.)

Free and unlimited

$0.50

Bill Payment - Counter

Free and unlimited

$1.50

Bill Payment - CU LINE™ & CU NET™

Free and unlimited

$0.50

Stop payments

Only $5.00

$7.50

Monthly PCA Statements

Free and unlimited 

Free

Personalized cheques 100 

Free per year

at cost

Certified cheques

Free and unlimited

$5.00 or $10.00

Money orders

Only $3.00

$5.00

Primary cheques/bank draft

Free and unlimited

$5.00

Safety Deposit Box Discount

Automatic 50% off

$45 - $70 - $85 - $110

GIC Bonus

1/2% BONUS

0%

Institution

Name of Package

Monthly Fee

Annual Savings with an HMECU SuperMember Package

CIBC

Premier Service Account

$24.50

$210.60

Royal Bank

Rate Link Essential

$20.00

$156.60

Scotiabank

Scotia One Service

$25.00

$216.60

TD Canada Trust

Select Account

$24.95

$216.60

Bank of Montreal

Unlimited Plan

$25.00

$216.60

Average Annual Savings Compared to the Big Five Banks

$203.28

Average Monthly Savings Compared to the Big Five Banks

$16.94