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Title Insurance – The Simple Way to Protect Your Home Ownership 
When you purchased your home, your lawyer, real estate professional or builder may have suggested that you consider purchasing a title insurance policy to protect your right of ownership in real property. It’s
an effective and inexpensive way to ensure that one of your largest investments – your home – is protected.

If real estate title fraud occurs – a trend that is growing in Canada – the onus is on the homeowner to prove the crime, in spite of recent changes to legislation in Ontario. Resolving this situation can be very costly, financially and emotionally. For a one-time premium, title insurance covers all legal expenses related to restoring a title and is available to existing homeowners long after they have purchased their properties.

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Online Brokerage
QTrade Investor offers you quick and easy access to a wealth of investing resources, including free real-time quotes, charts, news, research and more. By opening a cash, margin, RSP or RIF account, you will be able to access a full range of investment choices, including stocks, bonds, mutual funds, options and money market instruments. Once opened, you will be able to easily transfer funds between your trading account and your HMECU account.

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TransUnion Credit Profile
See your credit rating instantly online
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Life Events Planner
Access more than 20 INTERAC®tive calculators and dynamic reports to help you assess your current financial situation and plan for any future goals and events - from evaluating education savings and retirement needs to calculating lease and mortgage payments.

Quick Tax
Preparing your taxes has never been so easy!
As a HMECU member, you are invited to do your tax returns online with QuickTax. Try QuickTax risk-FREE! It's quick, it's easy, it's secure and it's convenient!

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Mastercard Online
View your Mastecard statements online

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Home Banking
Internet Banking gives you total online convenience. With 128 bit encryption your financial transactions are secure and confidential. Our web banking is fast, easy to use and allows you around the clock access to your account.
Surcharge free ATM locator

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Online Calculators
Easy to use calculators to manage your financial needs


Quick Rates
Prime 4.75
Loans From 6.75%
Lines of Credit From Prime
Mortgages From 4.75%
Savings Accounts up to 2.00%
GIC's up to 3.00%






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