Getting a Job or Promotion

Your New Income

Congratulations on landing your new job or getting a promotion. Now that you have new or increased income, you'll want to reorganize your budget to reflect these funds. It is always important to pay yourself first by putting money aside in your savings account.

Setting Your Financial Goals

What are you planning on doing with your hard earned money? Sit down and write out your most important financial goals and when you hope to achieve them. HMECU has non-commissioned Certified Financial Planners ready and willing to help you reach your goals.

Avoid Living Paycheque to Paycheque

When you start earning more money, it can be enticing to spend more money. It is essential to save a percentage of every paycheque to help you get ahead. If you have debt, be sure to pay off your high interest rate debt first which will save you money in the long run. Also, making your payments on time will help you maintain a good credit rating.