Use the equity in your home to obtain a Healthcare and Municipal Employees' Credit Union MeritLine.

A MeritLine is an excellent way to finance home renovations, children's education, weddings, or even investments.


  • Borrow up to 80% of the value of your home
  • HMECU lowest borrowing rate
  • Interest only payment option
  • Completely open to repayment without penalties
  • Option to lock in all or a portion to a fixed rate
  • Optional life, disability, and critical illness insurance for your protection