Baby & Toddler

Age 0 to 3 Years

HMECU’s baby and toddler accounts are ideal for parents looking to start saving for their child’s future. This account will be registered under the parent’s name in trust for the child. Only the parent(s) have access to the funds in this account until the decision is made to sign the account over to the child.

Features of the account:

  • In trust for the child
  • Member Card® debit card available for the parent
  • Online & telephone banking available
  • Free financial planning services, including RESP advice
  • Open a First Step savings or Investor Savings subaccount to earn a bonus interest rate
  • Interac® e-Transfers – send or receive money from family or friends

    Fun Stuff 4 Kids

    Learn, explore, colour, and play your way through these websites!


    IXL Math
    Prodigy Math


    Smarty Reading Games


    Colouring from DLTK's
    ABCya! Paint, Colour, Draw

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      ® Trademark of Interac Inc. used under license.