Helping students build a strong financial future.

Student Mastercard

Introducing HMECU's brand new Student Mastercard®! Whether you're looking to build credit or simply need a card for convenience and security, the Student Mastercard** is the smart choice. There's no annual fee, and your purchases are protected with an extended warranty. Using, building and understanding credit couldn't be simpler.

Card Benefits

  • No annual fee
  • Low Interest Rate: 11.90%
  • Zero Liability Fraud Protection
  • Purchase Protection and Extended Warranty
  • Mobile Device Insurance

Insurance Protection

Things break, and the Student Mastercard may help make sure they don't also break the bank.

  • 90 days purchase protection on purchases made with your card*
  • Double the manufacturer's warranty (up to on year) on your purchases made with your card*
  • Mobile device insurance up to $1,000*

*The full Certificate of Insurance with complete details of coverage is available to download at

The Healthcare & Municipal Employees' Credit Union Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated.

® Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.