Please be advised that HMECU branches will be closed Thursday, September 30, 2021 in recognition of Day of Truth and Reconciliation.


Branches will reopen on Friday, October 1, 2021 at 9:30am. 

​Welcome to the HMECU rates

​Please select one of the rate categories you wish to view from the list below.

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

*Rates are subject to change without notice. In the event of a discrepancy, rates posted in branches will prevail.

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}
Merit Lines(Home equity line of credit)Rate
MeritLineCall for details


Lending ProductsRate
Loan (car, vacation, education, consolidation, etc.)Call for details
Line of CreditCall for details

HMECU offers a variety of mortgage products at great rates. Please contact your branch for current rates and specials being offered

*Rates are subject to change without notice. In the event of a discrepancy, rates posted in branches will prevail.

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

Rates compounded annually. Rates are subject to change without notice. In the event of a discrepancy, rates posted in branches will prevail.

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

Rates compounded annually. Rates are subject to change without notice. In the event of a discrepancy, rates posted in branches will prevail.

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

*Rates are subject to change without notice. In the event of a discrepancy, rates posted in branches will prevail.

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}


Visit the HMECU Collabria Credit Card website ​for more information about each card.

*Rates are subject to change without notice.