Skip to main content

HMECU Rates

Rates compounded annually. Rates are subject to change without notice. In the event of a discrepancy, rates posted in branches will prevail.

 
Foreign Exchange Rates Buy Rate Sell Rate
United States (Dollar)
1.3160
1.2629
 
*Rates are subject to change without notice. In the event of a discrepancy, rates posted in branches will prevail.
EVERYDAY OR BUSINESS SAVINGS Rate
Everday or Business Savings
0.05

 

SPECIAL SAVINGS Rate
Special Savings
0.05

 

INVESTOR SAVINGS Rate
Investor Savings - Less than $2,500
0.20
Investor Savings - $2,500 or Greater
0.55
EPAYDAY SAVINGS Rate
ePayday Savings
0.15

 

TFSA VARIABLE Rate
TFSA Variable
0.45

 

RRSP/RRIF VARIABLE Rate
RRSP/RRIF Variable - Less than $2,500
0.20
RRSP/RRIF Variable - $2,500 or Greater
0.40
USD SAVINGS Rate
USD Savings - $2,500 or Greater
0.10
 
Rates compounded annually. Rates are subject to change without notice. In the event of a discrepancy, rates posted in branches will prevail.
 
SHORT TERM RATES Rate
Under 30 Days
0.10
30-59 Days
0.20
60-89 Days
0.30
90-179 Days
0.40
180-269 Days
0.45
280-364 Days
0.45

 

LONG TERM RATES  Rate
1 Year
2.75
2 Year
3.15
3 Year
3.70
4 Year
3.80
5 Year
3.80

 

RATE RISER SPECIAL Rate
1 Year
2.75
2 Year
3.15
3 Year
3.80
4 Year
3.85
5 Year
3.90

 

GIC SPECIALS         Rate
 
 
 
 
FIXED RATE MORTGAGES Rate
6 Month Open
7.55
1 Year Open
7.50
1 Year Fixed
3.69
2 Year Fixed
4.09
3 Year Fixed
4.19
4 Year Fixed
4.39
5 Year Fixed
4.39

 

MORTGAGE SPECIALS Rate
3 Year Hi Ratio
3.89
3 Year Conv. Closed
3.89

 

VARIABLE RATE MORTGAGES Rate
Variable Open
5.05

 

 
PRIME RATE Rate
HMECU Prime Rate
6.00
   
Merit Line Prime
5.15

 

 
MASTERCARD® Rate
HMECU Collabria Cash Back MasterCard®
19.90
HMECU Collabria Travel Rewards Gold MasterCard®
19.90
HMECU Collabria US Dollar MasterCard®
19.90
HMECU Collabria Centra Gold Mastercard®
9.90
HMECU Collabria Classic MasterCard®
11.90
HMECU Collabria World MasterCard®
19.90
HMECU Collabria Low Rate Business MasterCard®
12.90
HMECU Collabria No Fee Cash Back Business MasterCard®
19.90
HMECU Collabria Platinum Business MasterCard®
19.90

 

Visit the HMECU Collabria Credit Card website ​for more information about each card.

*Rates are subject to change without notice.