Foreign Exchange Rates | Buy Rate | Sell Rate |
---|---|---|
United States (Dollar) |
1.4449
|
1.3917 |
Rates compounded annually. Rates are subject to change without notice. In the event of a discrepancy, rates posted in branches will prevail.
Foreign Exchange Rates | Buy Rate | Sell Rate |
---|---|---|
United States (Dollar) |
1.4449
|
1.3917 |
EVERYDAY OR BUSINESS SAVINGS | Rate |
---|---|
Everday or Business Savings |
0.05
|
INVESTOR SAVINGS | Rate |
---|---|
Investor Savings - Less than $2,500 |
0.25
|
Investor Savings - $2,500 or Greater |
0.75
|
EPAYDAY SAVINGS | Rate |
---|---|
ePayday Savings |
0.15
|
TFSA VARIABLE | Rate |
---|---|
TFSA Variable |
0.75
|
RRSP/RRIF VARIABLE | Rate |
---|---|
RRSP/RRIF Variable - Less than $2,500 |
0.25
|
RRSP/RRIF Variable - $2,500 or Greater |
0.75
|
USD SAVINGS | Rate |
---|---|
USD Savings - $2,500 or Greater |
0.10
|
SHORT TERM RATES |
Rate |
---|---|
Under 30 Days |
1.30
|
30-59 Days |
2.10
|
60-89 Days |
2.25
|
90-179 Days |
2.35
|
180-269 Days |
2.45
|
270-364 Days |
2.55
|
Elite GIC RATE SPECIAL | Rate |
---|---|
13 Month | 3.55 |
LONG TERM RATES | Rate |
---|---|
1 Year |
3.60
|
2 Year |
3.50
|
3 Year |
3.40
|
4 Year |
3.35
|
5 Year |
3.30
|
Rate Riser Special | Rate |
---|---|
1 Year | 3.25 |
2 Year | 3.35 |
3 Year | 3.45 |
4 Year | 3.55 |
5 Year | 3.65 |
Investments (GIC, TFSA) - Redeemable* | Rate |
1 Year | 3.25 |
* Redeemable/Cashable on 1 year term only, in whole or partially after 90 days with interest reimbursement. 1st 90 days 0% interest |
FIXED RATE MORTGAGES | Posted Rate |
Special Rate |
|
---|---|---|---|
1 Year Open |
|
9.50
|
|
1 Year Fixed |
|
7.09
|
5.99 |
2 Year Fixed |
|
6.69
|
|
3 Year Fixed |
|
6.49
|
4.84 |
4 Year Fixed |
|
6.09
|
|
5 Year Fixed |
|
6.09
|
4.79
|
Mortgage Specials | Posted Rate |
Special Rate |
|
---|---|---|---|
3 Year Fixed High Ratio |
|
6.49
|
4.44
|
5 Year Fixed High Ratio |
5.99
|
4.34
|
*Must be CMHC or Sagen Insured
VARIABLE RATE MORTGAGES | Rate |
---|---|
Variable Open |
8.65
|
PRIME RATE | Rate |
---|---|
HMECU Prime Rate |
7.75
|
Merit Line Prime Rate | 6.90 |
Overdraft Line of Credit Prime Rate |
18.00
|
eGIC Rates | Rate |
1 Year | 3.70 |
2 Year | 3.60 |
3 Year | 3.50 |
4 Year | 3.45 |
5 Year | 3.40 |
Elite Rate | Rate |
13 Month | 3.55 |
Digital GICs are products which offer a competitive rate, and are only offered to members that use Internet Banking. Once a member is signed into Internet Banking, they can open an eGIC by using the Open Account functionality.
*Rates are subject to change without notice. In the event of a discrepancy, rates posted in branches will prevail.