| Foreign Exchange Rates | Buy Rate | Sell Rate |
|---|---|---|
| United States (Dollar) |
1.3716
|
1.3185
|
HMECU Rates
Rates compounded annually. Rates are subject to change without notice. In the event of a discrepancy, rates posted in branches will prevail.
| EVERYDAY OR BUSINESS SAVINGS | Rate |
|---|---|
| Everday or Business Savings |
0.05
|
| INVESTOR SAVINGS | Rate |
|---|---|
| Investor Savings - Less than $2,500 |
0.25
|
| Investor Savings - $2,500 or Greater |
1.30
|
| EPAYDAY SAVINGS | Rate |
|---|---|
| ePayday Savings |
0.15
|
| TFSA VARIABLE | Rate |
|---|---|
| TFSA Variable |
1.30
|
| RRSP/RRIF VARIABLE | Rate |
|---|---|
| RRSP/RRIF Variable - Less than $2,500 |
0.25
|
| RRSP/RRIF Variable - $2,500 or Greater |
1.30
|
| USD SAVINGS | Rate |
|---|---|
| USD Savings - $2,500 or Greater |
0.10
|
Rates compounded annually. Rates are subject to change without notice. In the event of a discrepancy, rates posted in branches will prevail.
SHORT TERM RATES |
Rate |
|---|---|
| Under 30 Days |
1.30
|
| 30-59 Days |
2.10
|
| 60-89 Days |
2.50
|
| 90-179 Days |
2.80
|
| 180-269 Days |
3.35
|
| 270-364 Days |
3.55
|
| Elite GIC RATE SPECIAL | Rate |
|---|---|
| 17 Month |
5.25
|
| LONG TERM RATES | Rate |
|---|---|
| 1 Year |
4.65
|
| 2 Year |
4.50
|
| 3 Year |
4.25
|
| 4 Year |
4.00
|
| 5 Year |
4.00
|
| RATE RISER SPECIAL | Rate |
|---|---|
| 1 Year | 4.25 |
| 2 Year |
4.35
|
| 3 Year |
4.45
|
| 4 Year |
4.55
|
| 5 Year |
4.65
|
| Investments (GIC, TFSA) - Redeemable* | Rate |
|---|---|
| 1 Year |
3.35
|
| * Redeemable/Cashable on 1 year term only, in whole or partially after 90 days with interest reimbursement. 1st 90 days 0% interest. |
|
| FIXED RATE MORTGAGES | Posted Rate |
Special Rate |
|
|---|---|---|---|
| 6 Month Open |
|
9.50
|
|
| 1 Year Open |
|
9.00
|
|
| 1 Year Fixed |
|
7.19
|
|
| 2 Year Fixed |
|
7.09
|
|
| 3 Year Fixed |
|
6.99
|
6.49 |
| 4 Year Fixed |
|
6.79
|
|
| 5 Year Fixed |
|
6.49
|
6.29
|
| Mortgage Specials | Posted Rate |
Special Rate |
|
|---|---|---|---|
| 5 Year Fixed High Ratio |
|
6.49
|
6.29
|
*Must be CMHC or Sagen Insured
| VARIABLE RATE MORTGAGES | Rate |
|---|---|
| Variable Open |
8.65
|
| PRIME RATE | Rate |
|---|---|
| HMECU Prime Rate |
9.50
|
| Merit Line Prime Rate | 8.65 |
| Overdraft Line of Credit Prime Rate |
18.00
|
| MASTERCARD® | Rate |
|---|---|
| HMECU Collabria Cash Back MasterCard® |
19.90
|
| HMECU Collabria Travel Rewards Gold MasterCard® |
19.90
|
| HMECU Collabria US Dollar MasterCard® |
19.90
|
| HMECU Collabria Centra Gold Mastercard® |
9.90
|
| HMECU Collabria Classic MasterCard® |
11.90
|
| HMECU Collabria World MasterCard® |
19.90
|
| HMECU Collabria Low Rate Business MasterCard® |
12.90
|
| HMECU Collabria No Fee Cash Back Business MasterCard® |
19.90
|
| HMECU Collabria Platinum Business MasterCard® |
19.90
|
Visit the HMECU Collabria Credit Card website for more information about each card.
*Rates are subject to change without notice.
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