| Foreign Exchange Rates | Buy Rate | Sell Rate |
|---|---|---|
| United States (Dollar) |
1.3904
|
1.3373
|
HMECU Rates
Rates compounded annually. Rates are subject to change without notice. In the event of a discrepancy, rates posted in branches will prevail.
| EVERYDAY OR BUSINESS SAVINGS | Rate |
|---|---|
| Everday or Business Savings |
0.05
|
| SPECIAL SAVINGS | Rate |
|---|---|
| Special Savings |
0.05
|
| INVESTOR SAVINGS | Rate |
|---|---|
| Investor Savings - Less than $2,500 |
0.25
|
| Investor Savings - $2,500 or Greater |
0.60
|
| EPAYDAY SAVINGS | Rate |
|---|---|
| ePayday Savings |
0.15
|
| TFSA VARIABLE | Rate |
|---|---|
| TFSA Variable |
0.60
|
| RRSP/RRIF VARIABLE | Rate |
|---|---|
| RRSP/RRIF Variable - Less than $2,500 |
0.25
|
| RRSP/RRIF Variable - $2,500 or Greater |
0.60
|
| USD SAVINGS | Rate |
|---|---|
| USD Savings - $2,500 or Greater |
0.10
|
Rates compounded annually. Rates are subject to change without notice. In the event of a discrepancy, rates posted in branches will prevail.
| SHORT TERM RATES | Rate |
|---|---|
| Under 30 Days |
0.10
|
| 30-59 Days |
0.20
|
| 60-89 Days |
0.30
|
| 90-179 Days |
0.40
|
| 180-269 Days |
0.45
|
| 280-364 Days |
0.45
|
| LONG TERM RATES | Rate |
|---|---|
| 1 Year |
3.65
|
| 2 Year |
4.00
|
| 3 Year |
4.50
|
| 4 Year |
4.55
|
| 5 Year |
4.70
|
| RATE RISER SPECIAL | Rate |
|---|---|
| 1 Year | 3.95 |
| 2 Year |
4.25
|
| 3 Year |
4.85
|
| 4 Year |
4.85
|
| 5 Year |
5.00
|
| Investments (GIC, TFSA, RRSP, RRIF) - Redeemable* | Rate |
|---|---|
| 1 Year |
2.10
|
| * Redeemable/Cashable on 1 year term only, in whole or partially after 30 days with interest reimbursement. 1st 30 days 0% interest. |
|
| FIXED RATE MORTGAGES | Rate | |
|---|---|---|
| 6 Month Open |
|
8.00
|
| 1 Year Open |
|
7.50
|
| 1 Year Fixed |
|
4.99
|
| 2 Year Fixed |
|
5.24
|
| 3 Year Fixed |
|
5.14
|
| 4 Year Fixed |
|
5.34
|
| 5 Year Fixed |
|
5.44
|
| MORTGAGE SPECIALS | Rate |
|---|---|
| 3 Year Hi Ratio |
5.14
|
| 3 Year Conv. Closed |
5.14
|
| VARIABLE RATE MORTGAGES | Rate |
|---|---|
| Variable Open |
6.05
|
| PRIME RATE | Rate |
|---|---|
| HMECU Prime Rate |
7.75
|
| Merit Line Prime |
6.90
|
| MASTERCARD® | Rate |
|---|---|
| HMECU Collabria Cash Back MasterCard® |
19.90
|
| HMECU Collabria Travel Rewards Gold MasterCard® |
19.90
|
| HMECU Collabria US Dollar MasterCard® |
19.90
|
| HMECU Collabria Centra Gold Mastercard® |
9.90
|
| HMECU Collabria Classic MasterCard® |
11.90
|
| HMECU Collabria World MasterCard® |
19.90
|
| HMECU Collabria Low Rate Business MasterCard® |
12.90
|
| HMECU Collabria No Fee Cash Back Business MasterCard® |
19.90
|
| HMECU Collabria Platinum Business MasterCard® |
19.90
|
Visit the HMECU Collabria Credit Card website for more information about each card.
*Rates are subject to change without notice.
Get in touch
Toll Free
1-866-808-2888
Phone
905-575-8888
© 2022 Healthcare & Municipal Employees’ Credit Union. All rights reserved.