CHEQUING ACCOUNTS

​An account that grows with you

​HMECU offers numerous accounts to help you achieve all your financial goals.

​You can individualize your account to your specific needs, as we offer several accounts to choose from including; chequing and savings, all with no minimum balance required. Some examples include:

Chequing accounts with electronic funds deposits/withdrawals and cheque writing

Accounts not accessible through the ATM to promote greater saving

No fees for in-branch deposit, withdrawal, or transfer on any of our accounts

Payroll deduction available

Please note are in the midst of changing our account packages and service fees. The current account packages are still in effect until further notice, more information to come. Below you will find the new packages. 

Infinite

Overview

For those always accessing your money and our banking services, then our unlimited chequing account is made for you as it offers unlimited transactions for only $18.95 a month.

Features
  • Unlimited transactions – including debit card purchases; pre-authorized payments; online, mobile and telephone banking; bill payments; and the use of HMECU or other credit union ATMs
  • 4 free ATM withdrawal (Interac) 
  • Free annual cheque order
  • Overdraft protection and line of credit available upon qualification
  • Free deposits

Digital

Overview

Ideal for the self-sufficient type who does all their banking electronically through HMECU online banking, our mobile app or by using their debit card for only $11.95 per month.

Features
  • Free electronic transactions – including debit card purchases; pre-authorized payments; online, mobile and telephone banking; bill payments; and the use of HMECU or other credit union ATMs
  • Overdraft protection and line of credit available upon qualification
  • Free deposits

Basic

Overview

For members who access their bank accounts only about once a day, it offers electronic and full-service banking for one low monthly fee of $7.95

Features
  • 30 free electronic transactions per month – including debit card purchases; pre-authorized payments; online, mobile, telephone banking; bill payments; intra-account transfers and the use of any HMECU or credit union ATM.

  • 5 free in-branch transactions – including withdrawals, cheques and intra-account transfers

  • Overdraft protection and line of credit available upon qualification

  • Free deposits