The simple, secure way to transfer money from anywhere to anyone.

Send or receive money in a snap with Interac e-Transfer, All you need is an email address and an account at a participating Canadian financial institution. As a sender, you don't need to worry about figuring out where the person banks and they won't know where you do your banking; all account details are kept confidential.

Interac e-Transfer usage is on the rise! Protect yourself and learn how to send money safely with these tips.

Features of Interac e-Transfer:

  • It is easy: There is no need to set up new accounts. As long as both parties have online banking accounts you can send and recieve money.

  • It is secure: The money never travels with the message. Instead, recipients recieve an encrypted link to deposit the funds using their own online banking credentials.

  • It is convenient: You can use any computer or mobile phone to send or receive money. You will never have to worry about carrying cash again!

  • It is quick: Recipients are notified by email that they have received a payment within 30 minutes from when the sender initiates the transfer.

Sending your first e-Transfer? Here is how:

1. Login to your online banking.

2. Select "Send an Interac e-Transfer" under 'Transfers'.

3. Create a profile with your email and/or phone number, if you have not done so already.

4. Select a recipient, or add a new recipient profile, by entering the person's name or business name, plus an email and/or phone number.

5. Create a security question and answer that only you and the recipient know.

6. Add a personal message (optional) but do not include the answer to the security question.

7. Select an account from which to make the transfer from and enter the amount.

8. Send the Interac e-Transfer (your account will be debited immediately, plus any applicable fees).